![]() Even one late payment can affect your score, so making all of your payments on time is essential. Payment history 35%: Do you make your payments on time. There are five components to a credit score and each is weighted for importance: Understanding your credit score is pretty simple. Many new immigrants and young people have thin credit files because they don’t have much credit history. Either the person has not handled the credit they have well (high balances, late payments) or they have a “thin” credit file. A credit score in this range can indicate two things. These are the ranges for credit scores:ģ00-629: Bad. They turn this data into a number, generally from 300-850, the higher your score, the better. The three major ones are TransUnion, Equifax, and Experian. Your credit report contains financial information about you including the kinds of accounts you have (credit cards, car, student, and personal loans, a mortgage), the date the account was opened, the balances on the accounts, if you made your payments on time, and if you have defaulted on loans, or have filed bankruptcy.Ĭredit bureaus collect this information. Your credit score is based on your credit report. We’ll explain everything you need to know about how credit scores work in the USA and how you can work on yours! The anatomy of a credit score Your credit score can determine whether or not you can rent an apartment, be hired for certain jobs, and borrow money for a car, a home, to attend college, or to start a business. ![]() While credit is a part of the economy of many countries, perhaps no country is more dependent on credit than the U.S. We’ll explain how a credit score works in the USA. Minimum interest charge is $2.ģYou may be subject to provide your annual net income if we do not have your recent information on file.Credit scores are a big part of American financial life but can be unfamiliar to newcomers. See store for details.ĢFor new accounts: Purchase APR is 29.99%. Promotional financing offers available at the time of purchase may vary by location. Subject to credit approval.ġSubject to credit approval. Existing cardholders: See your credit agreement terms. For new accounts: Purchase APR is 29.99%. Regular account terms apply to non-promo purchases. Tehse payments may be higher than the paymetns that would be required if this purchase was a non-promo purchase. These payments equal the total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. **Qualifying purchase amount must be on one receipt. Existing cardholders: See your credit card agreement terms. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. The required minimum monthly payments may or may not pay off the promo balance by the end of the promo period, depending on purchase amount, promo length, and payment allocation. If you do not, interest will be charged on the promo balance from the purchase date. ![]() No interest will be charged on the promo balance if you pay it off, in full, within the promo period. *Qualifying purchase amount must be on one receipt.
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![]() Night Shyamalan’s “Split” and “Glass.” The actress is best known worldwide for playing Beth Harmon in Netflix’s record-breaking limited series “The Queen’s Gambit,” for which Taylor-Joy won prizes at the Golden Globes and SAG Awards. Taylor-Joy had her breakout role in Robert Eggers’ “The Witch” and went on to star in Cory Finley’s “Thoroughbreds,” Autumn de Wilde’s “Emma,” and M. Reports surfaced in March 2020 that Miller was interviewing several potential actresses for the role over video chat during the pandemic, including Taylor-Joy and “Killing Eve” Emmy winner Jodie Comer. confirmed Octothat Anya Taylor-Joy would be stepping into the role of Furiosa for the “Mad Max” prequel movie. The character’s backstory is teased throughout the film but never fully explored, but Miller came up with Furiosa’s elaborate history and worked with Theron to flesh out the character.Īs The New York Times reported in 2020 on the “Furiosa” script: “Miller sought to answer questions about what the character’s life was like in the idyllic ‘Green Place,’ why she was plucked from the group of woman warriors known as the Vuvalini, and how she became the hardened warrior we meet by the time ‘Fury Road’ begins.” Viewers meet Furiosa as a war captain serving the villainous Immortan Joe, but she turns against him on a mission to free his female breeders. ![]() Let them have a beer and go make a movie.”įuriosa made her debut as one of the main characters in “Mad Max: Fury Road,” where she’s played by Charlize Theron. I’m nearly 80! It’s time to move over and let the young blokes in. ![]() “I didn’t have much time with my children because I was always overseas I regret that in a way. I want to spend time with them,” Seale said. “George said, ‘Well, I’m not going to ask you to do it.’ I thought to myself, ‘Ah great, now I don’t have to go through it all.’ Then he said, ‘I’m going to invite you.’ That one word - ‘invite’ - changed the whole thing and made it even harder.”īut overall, Seale said Miller was “very lovely” but ultimately decided to decline the film. “It was one of the hardest things I’ve ever done,” Seale told Variety about turning down the “Fury Road” prequel. ![]() Seale also shot Miller’s magical “Three Thousand Years of Longing,” starring Idris Elba and Tilda Swinton,” but declined to work on “Furiosa.” Cinematographer John Seale Made the “Hardest” Decision to Pass on the FilmĬinematographer John Seale was out of semi-retirement since “Mad Max: Fury Road,” which earned him an Academy Award nomination for Best Cinematography.IndieWire will continue to update the list as breaking news around the project is announced. Production won’t start until next year, but there’s a lot to get excited about right now in regards to “Furiosa.” Our rundown below includes every detail we know about “Furiosa” so far. The future of “Mad Max” looked bright after “Fury Road” thanks to Theron and Furiosa, but Miller is choosing instead to continue the franchise by rewinding the clock for a prequel about everyone’s favorite Imperator. “Initially unyielding in her toughness, steady revelations finally let Max - and the audience - into her deep emotional reserves, with Theron marrying Furiosa’s toughness and smarts with an unshakable sense of nostalgia and destiny.” “Furiosa is the real hero of the story, armed with not only intelligence and grit, but serious skill behind the wheel of a war rig,” IndieWire’s Kate Erbland wrote of the character. IndieWire named Charlize Theron’s performance as Furiosa the ninth best of the decade. It didn’t take long for the character to join Sigourney Weaver’s Ripley from the “Alien” franchise or Linda Hamilton’s Sarah Connor from “The Terminator” films as one of cinema’s most definitive action heroines. George Miller’s “Mad Max: Fury Road” is widely considered one of the greatest action movies ever made (the film ranked ninth on IndieWire’s list of the 100 best films of the 2010s), and a big reason why is Imperator Furiosa. ![]() Pitchblende is an expensive mineral, because it contains valuable uranium, and Marie needed a lot of it. In 1898, the Curies published strong evidence supporting the existence of the new element – which they called radium – but they still had no sample of it. They realised that pitchblende contained another new element, far more radioactive than polonium, but present in even smaller quantities. When the Curies investigated further, they found that the liquid left behind after they had extracted polonium was still extremely radioactive. Polonium was a new chemical element, atomic number 84. Eventually, they extracted a black powder 330 times more radioactive than uranium, which they called polonium. They ground up samples of pitchblende, dissolved them in acid, and began to separate the different elements present, using the standard analytical chemistry techniques of the time. Pierre and Marie Curie set about working to search for the unknown element. Marie was convinced she had found a new chemical element – other scientists doubted her results. Since nobody had ever found it before, it could only be present in tiny quantities, and it seemed to be very radioactive. Further work convinced her the very large readings she was getting could not be caused by uranium alone – there was something else in the pitchblende. Marie also noticed that samples of a mineral called pitchblende, which contains uranium ore, were a great deal more radioactive than the pure element uranium. He had shown that the rays were able to pass through solid matter, fog and photographic film and caused air to conduct electricity. The Curies became research workers at the School of Chemistry and Physics in Paris and there they began their pioneering work into invisible rays given off by uranium – a new phenomenon which had recently been discovered by Professor Henri Becquerel. It is of course this version of her name that our charity uses, along with our hospices, Marie Curie Nursing Service and our Marie Curie Helper service. It was also around this time that she adopted the French spelling of her name – Marie. It was in Paris, in 1894, that she met Pierre Curie – a scientist working in the city – and who she married a year later. She immediately entered Sorbonne University in Paris where she read physics and mathematics – she had naturally discovered a love of the subjects through her insatiable appetite for learning. However, when her sister offered her lodgings in Paris with a view to going to university, she grasped the opportunity and moved to France in 1891. To become a teacher – the only alternative which would allow her to be independent – was never a possibility because a lack of money prevented her from a formal higher education. Born Maria Sk łodowska on 7 November 1867 in Warsaw, Poland, she was the youngest of five children of poor school teachers.Īfter her mother died and her father could no longer support her she became a governess, reading and studying in her own time to quench her thirst for knowledge. This mode isn't recommended as the mirrored screen follows your mouse around, making it confusing to look at.
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![]() He referred to his writings as Ben-Oni (an ancient Hebrew name, meaning “son of my sorrow”). The name of this opening is linked to a book published in 1825, by Aaron Reinganum, who apparently studied chess to alleviate depression. Note: In chess, a gambit refers to an opening move in which a player makes a sacrifice, typically of a pawn, in return for a compensating advantage, such as speedy development of their pieces. If you play the Benko Gambit, you will likely get exciting opportunities against all but the most experienced opponents. However, white can always decline the gambit and they have many options to choose from. The Benko Gambit is an ideal opening for situations where black is willing to take on some risk–in return for increased winning chances. ![]() Benko Gambit Accepted Variationġ.d4 Nf6 2.c4 c5 3.d5 b5 4.cxb5 a6 The Pros and Cons of the Benko Gambit However, a popular response for white is to accept the gambit, leading to the Benko Gambit Accepted variation. If white declines the gambit then the game will likely enter a position resembling the Benoni Defense, and offers black a completely playable position. Black should approach these ideas energetically–or else risk losing the initiative if white finds the time to organize a solid defense. Black’s strategy is then further enhanced by placing a fianchettoed bishop on g7 which can potentially heap immense pressure on white’s queenside. The Benko Gambit is a rather unique response to 1.d4 where black wants to sacrifice a pawn in the hope to obtain lasting pressure–through active pieces and open files on the queen-side. The Benko Gambit, also known as the Volga Gambit or the Volga-Benko Gambit (named after Pal Benko and the Volga River), is a gambit opening from black’s perspective. Benko Gambitġ.d4 Nf6 2.c4 c5 3.d5 b5 Benko Gambit Basic Theory the Sicilian Defense is a very aggressive opening. ![]() Ironically though, in many cases the use of the word “defense” can be quite misleading, I.e. Note: When the word “defense” appears in the name of an opening, such as Alekhine’s Defense, it usually refers to a choice of opening by black. However, if you fail to properly execute your strategy, your opponent will enjoy a strong centre and your position will be cramped. You might even get an advantage if your inexperienced opponent is tempted to make too many pawn moves. Since white’s options are limited against Alekhine’s Defense you can force your opponent to play the opening on your terms. ![]() White doesn’t play 4.c4 and, instead, supports the centre with 4.Nf3. In the Alekhine Defense Modern Variation white takes a more cautious approach. However, if white manages to effectively support their central pawns, white will enjoy a strong advantage in the center.Ī common variation in the Alekhine Defense Opening is The Modern Variation. Black then intends to attack and undermine white’s central pawns. Black dares white to grab space in the center with the moves 2.e5 Nd5 3.c4. The opening is named after Alexander Alekhine, the fourth world champion, who played it in two of his games in a tournament in Budapest, 1921.Īlekhine’s Defense is a hypermodern opening from black’s perspective. Many of them are named after places, famous chess players or a chess piece that features prominently in the opening. Supplementary Reading: 13 Types of Chess Openings (link) List of 42 Popular Chess Openings (And Variations)įor easy reference, the chess openings below are listed in alphabetical order. I scrutinized a large chess openings database and identified the popular openings that you are most likely to face in your own games. (The opening is one of the skills in the “ 7-Skills” Chess Training Model.) However, it would certainly be helpful if you could, at least, be familiar with the names and basic ideas of the most popular openings. There are literally thousands of chess openings and variations that exist and for most people it makes no sense to try to learn all these openings. ![]() Learn to read piano notes, plus further reading on the bass and treble clef. Step Four: Draw a curve to meet the third or G line and curve around. Step Three: Draw another curve down to the bottom line of the staff. Step Two: Start at the top of the line and draw a curve down to the fourth line of the staff. Step One: Draw a vertical line first, through music staff. You would have no clue as to what notes you should play. Without a clef, you wouldn’t know what notes the lines and spaces on the staff correspond to. The notes of the lines in the bass clef are G-B-D-F-A, while the notes of the spaces are A-C-E-G.Ĭlearly, the clef is very important for telling you what notes to play. The the lines and spaces of the bass clef correspond to a different set of notes. To quickly put this clef into perspective, let’s take a look at the other clef, known as the bass clef or F clef. On piano, notes on the treble clef are normally played with the right hand. The first ledger line in the treble staff, (below the first line of the staff) is middle C on your piano. The four spaces are counted from bottom to the top of the staff.īut what happens when you run out of lines? You add what is known as a ledger line. Clearly, it spells the word, “face” and is easy to remember. The notes for the spaces of this clef are F-A-C-E. The bottom line is the 1st line and the top line is the 5th. It’s called the G clef because it loops and wraps itself around the note G on the stave. It’s also known as the G clef as it shows us where the note G is on the stave. Lines are counted from the bottom to the top of the staff. The treble clef is one of the most common and recognizable types of clef used to indicate the pitch of notes. A good way to remember this is with the phrase, “Every Good Boy Does Fine”, “Every Green Bus Drives Fast” or “Every Good Boy Deserves Fudge”. Lines on the treble (or G) clef are E-G-B-D-F. Simply move forward or backward through the musical alphabet, A-B-C-D-E-F-G. Once you can locate this G note, it is very easy to find the other notes. This clef also looks like a stylized letter “G”. It is also known as the G clef because it spirals around the second line from the bottom. This clef tells us which notes correspond to the various lines and spaces. The treble clef forms part of the treble staff. Highly Recommended: Click here for one of the BEST piano/keyboard courses I’ve seen online. ![]() Higher notes or pitches are higher on the staff while lower notes or pitches are lower on the staff. The staff consists of five horizontal lines and spaces on which musical notes lie. In this lesson we shall take a look at the treble clef and the notes that it consists of. ![]() There are six tiers of each rank achieve them all and you'll proceed to the next rank. "Whether you drop 30 kills in a game of Slayer or single-handedly capture every flag in a CTF match, wins are the only way to improve your CSR," 343 said. After you're given a starting rank, the only way to increase it is to win more matches, independent of individual performance. The seven ranks are: Bronze, Gold, Platinum, Diamond, Onyx, and Champion. Special cosmetic rewards are given to top players. They take place in "select Seasonal Arena playlists" and reset every month. Seasons: These challenge players to reach the highest CSR possible in one month.If that's not enough, the pool will be widened to include players who are "around your same skill." Matchmaking: The algorithm prioritizes match quality "above all else." This begins by attempting to find other combatants at your exact CSR.Finish 10 games and you'll be placed into one of seven CSR ranks (see them below) Competitive Skill Ranking (CSR): When you play Halo 5 for the first time, you'll first have to complete a series of "placement matches" before receiving a CSR.You will never join an Arena match that's already in progress, but Warzone matches (which can last 30 minutes or longer) do support join-in-progress."The duration of each ban is dependent on the offense and becomes more severe with each successive infraction, so continually killing your teammates to steal the Sniper Rifle will quickly lead to long timeouts from matchmade play," 343 said.īelow is a roundup of some other details that 343 announced about Halo 5's multiplayer component. Players who "repeatedly engage" in actions like these will receive temporary bans that prevent them from accessing Arena multiplayer. In an effort to "maintain the quality of the Arena experience and sanctity of competition," developer 343 Industries will track the following behavior: ![]() By clicking 'enter', you agree to GameSpot'sįirst up is Halo 5's ban policy. ![]() The first couple of times I tried it on my eyes and lips, I used my ring finger to apply it. However, this product wasn’t as great on my other features. I think the brand knocked this product out of the park and created a fantastic cream blush. ![]() The Boomstick Color doesn’t have an overly dewy or shimmery finish, and the satin texture gave my skin just enough shine to make my cheeks glow instead of simply looking like I had blush on. ![]() I had a natural, healthy-looking flush to my cheeks, like I just worked out or went for a walk in the cold. The thin, smooth texture made it easy to apply, and the cream sunk into my skin instead of just sitting on top. I don’t always like the way certain cream formulas sit on my cheeks because they can accentuate the textured areas of my face a bit too much, but the Boomstick Color's shade and texture was a good fit for me, and it felt weightless on my skin.Įven though I had to switch up the way I applied the Boomstick Color, using a blush brush didn’t compromise the look of the product on my skin at all. While I wouldn't say the product worked equally well on each area of my face (I’ll get to that in a moment), the result was great for some of the promised uses. How to Apply: Directly onto skin or with a blush brushĪfter a week of wearing Boom by Cindy Joseph's Boomstick Color, I liked it much more than I thought I would overall. For about a week, I incorporated the product into my routine by gently dabbing it onto my cheeks with my blush brush and using my fingers to apply it to my lips and eyelids, seeing how it wore and felt as the hours passed. Given that the Boomstick Color is a multi-use cream stick, I was interested to see how it would look on my oily eyelids and dry lips in addition to my cheeks. To care for my lips, I wear the Rosebud Perfume Company's Rosebud Salve during the day and slather on the Laneige Lip Sleeping Mask before bed. Lately, I’ve been using Armani Beauty's Luminous Silk Glow Fusion Powder to bring a little color back to my cheeks. Right now, I use the MAC Cosmetics Studio Fix 24-Hour Smoothwear Concealer and press the Laura Mercier Translucent Loose Setting Powder on top of it with a sponge. I don’t wear much makeup these days, but when I do, I wear concealer on my dark spots, a thin powder to keep everything in place, and a powder blush or bronzer on my cheeks. About My Skin: Sensitive and acne-prone with oily eyelids and dry lipsĪs much as I love to wear makeup and try different products, my skin is sensitive and acne-prone, so I’m very careful about experimenting with complexion products. Instead of catering to consumers with anti-aging, camouflaging cosmetics, Boom By Cindy Joseph celebrates womanhood at every age. Uses: Creating natural, fresh looks on the cheeks, lips, and eyelids.Ībout the brand: Makeup artist and model Cindy Joseph's range of cosmetics are specifically positioned as products that celebrate and enhance a woman’s natural beauty. Best for: Most skin types, though those with oilier skin or eyelids may need to use a primer for best results. He is discovered by and escapes from a group of hungry skuas, one of which who claims to have been abducted by aliens. Having his dancing being looked down upon, Mumble finds a place to dance where no one can see him. But a defiant Memphis objects, saying that their son will grow up to be normal after strengthening his "singing muscles". As a result, Mumble is teased, and his mother worries that he will never find a mate and spend his life alone. In fact, he has a terrible singing voice, which does not improve despite him being sent to Mrs. While Mumble attends school, he is discovered to be lacking a Heartsong, which is said to be very important for being a proper penguin. Mumble is shown to be an excellent dancer from the moment he hatches, though everyone fails to see this and assume that there is something wrong with his feet. Two feet break from the egg and as they begin to walk off down a snow bank, Gloria playfully addresses the egg as "Mr. ![]() Gloria spots the egg, taps on it and hears a response from inside. A friend of his, Maurice, comes by with his daughter, Gloria, to see what had happened. Memphis worries when his egg does not hatch when the other penguin`s eggs do. This event may contribute to his different mannerisms later on in the film. During his incubation, he is dropped and briefly exposed to the environment's sub-zero temperatures, before being picked back up. Mumble is first seen as an egg, which is handed off to Memphis by Norma Jean. He is unique in that he is the only emperor penguin to not have a heartsong until the end, and the first to be able to tap dance and Happy Feet. He is a male emperor penguin who is the son of Memphis and Norma Jean, the husband of Gloria, and the father of Erik. Mumble is the main protagonist of Happy Feet and the deuteragonist of Happy Feet Two. Through the experiences of its lovable characters, the movie teaches the value of being true to oneself and the importance of embracing diversity." Come on, let's shake this world!" ―Mumble In conclusion, Happy Feet is a heartwarming movie that explores the themes of individuality, acceptance, and the importance of community. The movie ultimately ends on a happy note, with Mumble and the other penguins coming together and celebrating their differences. The other penguins also experience a range of emotions, from fear and anger towards Mumble, to acceptance and admiration for his talents. Mumble is initially happy and proud of his ability to tap dance, but his joy turns to sadness and isolation when he is rejected by the other penguins. Throughout the movie, the characters experience a range of emotions. Mumble's tap dancing skills prove to be crucial in solving the problem, and the penguins learn that by working together and utilizing their unique talents, they can overcome any obstacle. The penguin community is threatened by a lack of food, and the penguins must come together to find a solution. ![]() ![]() The movie also explores the theme of the importance of community and working together. However, through his interactions with other outcasts, such as the group of penguins known as the "Lost Boys," Mumble learns the importance of acceptance and the value of embracing one's differences. This discrimination causes Mumble to feel isolated and alone, and he struggles to find a place where he belongs. Mumble's inability to sing leads to him being rejected by the penguin community, who view him as an outcast. Despite being ridiculed and ostracized by the other penguins for his differences, Mumble continues to embrace his talents and remains true to himself.Īnother theme in the movie is the importance of acceptance and the negative effects of discrimination. Mumble is born with the ability to tap dance, a skill that is unique among penguins, who are known for their singing abilities. One of the key themes in Happy Feet is the importance of being true to oneself and standing out from the crowd. The movie explores a number of themes, including individuality, acceptance, and the importance of community. Happy Feet is a 2006 animated movie that tells the story of a penguin named Mumble who is unable to sing, but instead has the ability to tap dance. |
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